Denay Trinidad Receives Bronze Society Award

Posted on May 22, 2008 by Denay Trinidad

Congratulations to our award-winning La Jolla agents Continue reading →

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Bulletin: Property Tax: Deadline 5/30/08

Posted on May 12, 2008 by Denay Trinidad

PROPERTY TAX RELIEF OPPORTUNITY: PROPOSITION 8

If you have good reason to believe that the assessed value of your real property is too high, file an Application for “Decline-In-Value” Reassessment, Proposition 8, form with the San Diego County Assessor’s Office. This includes single family homes, condos, apartments or other income-producing property. If you reside in a California County, other than San Diego County, contact your County Assessor with all inquiries in regard to Proposition 8.

SAN DIEGO COUNTY PROPERTY TAX RELIEF

San Diego County Assessor, Gregory J. Smith, would like to remind property owners that tax relief is still available if their property’s market value has fallen below its assessed value. Continue reading →

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Denay Trinidad answers your property questions

Posted on May 12, 2008 by Denay Trinidad
ASK DENAY

Q. We’re in escrow and closing on our home in 20 days. We’re really excited about the purchase of our home. Can we move some of our belongings into the house before we close?

A. This is a very good question and one that I am asked, frequently. The process of the buyer moving items into the house, prior to ownership, is decided on a case by case basis, by the seller. Typically, a seller prefers the buyer wait until they own the home before moving any personal belongings into the house. Continue reading →

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Seven Ways to Lose Your Buyer

Posted on May 9, 2008 by Denay Trinidad

1. Hang out during an open house.
No matter how nice you are, you’re bound to make the buyers uncomfortable, and they won’t be able to visualize themselves living there.

2. Say “My price is FIRM!”
It’s the real estate equivalent of saying, “Go away!”

3. Refuse to do needed repairs.
Although it’s hard to put money in when you’re trying to get your money out, if you wait to make the repairs after the buyer’s inspection, the buyer will take you to the cleaners for each Continue reading →

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Maximizing The Rental Income From Your Rental Properties

Posted on May 9, 2008 by Denay Trinidad

As a rental property owner, I am always looking for ways to maximize the rental income and keep my units marketable without having to do any major renovations. I am always keeping my eye out for potential properties that I can buy, and easily rent out that will cover the mortgage and a little more. That being said, one of the biggest mistakes that I see other landlords and rental property owners make is that they are reluctant to or just flat out won’t put any money into their properties because Continue reading →

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La Jolla Open House Sat. & Sun. May 17 & 18, 1-4 pm

Posted on May 7, 2008 by Denay Trinidad

OPEN HOUSE -Saturday, 5/17, 1-4pm & Sunday, 5/18, 1-4pm
7811 Eads Ave., La Jolla, CA

Prepare to unwind as soon as you enter this highly upgraded and tranquil condo. Enjoy the ocean views and interior design that captures all sights of the sea and sky. This elegant and private 2 bd/2 ba features koa hardwood floors, custom lighting, limestone and granite throughout & sumptuous carpet in bedrooms.

Whether you are buying for your primary home or vacation home, this condo is sure to make you feel like you are staying in a luxurious hotel. Park your car and walk everywhere. The Village of La Jolla is at your doorstep. Enjoy life in the center of La Jolla’s finest restaurants, shops, Museum of Contemporary Art, La Jolla Recreation Center, library, tennis courts and La Jolla Cove. Furniture negotiable.

eads13.jpg

Contact Denay, a La Jolla realtor who specializes in the La Jolla real estate market. Please feel free to call me with any questions: Cell: 619-925-7087
Office: 858.459.3851 ext. 206 or by E-mail: info@denaytrinidad.com

All information deemed reliable but not guaranteed. Buyer to verify all information before close of escrow.

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Foreclosures, Good or Bad?

Posted on April 19, 2008 by Denay Trinidad

Just because a house is in foreclosure, does not make it a deal.

Depending on the area of San Diego that you are searching, you can find some good deals on Foreclosures. In areas where there are many bank owned properties you can find good deals. In areas where there are not many Foreclosures, the banks command market value.

The deal needs to be structured well too. Yes, you want to say yes to a seller, so they can receive what they need. But you also must structure the deal so you have your minimum 15% profit, and also cover your costs. The goal is to find win-win deals, Continue reading →

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New Conforming Loan Limit Guidelines

Posted on March 29, 2008 by Denay Trinidad

Fannie Mae announced yesterday the details of the new conventional loan limits. While these changes were made to buoy the sagging home finance market, please note the measures are conservative.

In a nutshell, here are some of the highlights:
1. The new loan limit for San Diego County will be $697,500
2. Eligible products are 30 and 15 year fixed rate mortgages and 5/1 adjustable rate mortgages – both fully amortizing and interest only.
3. Borrowers with existing first and second mortgages can NOT consolidate the two loans.
4. Borrowers must wait six months from their purchase or last refinance before closing loans on this program.
5. No cash out refinances loans will be permitted. Continue reading →

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Buying a Condo

Posted on March 29, 2008 by Denay Trinidad

By Jonas Elmerraji
When you’re looking to buy a home, there are plenty of choices available. One of them is the condominium. As you may already know, a condominium is a large property complex that is divided and sold in individual units. Compared to a single-family dwelling, ownership in a condominium includes partial ownership in shared “common property”. This presents unique challenges for condominium buyers. If you’re considering buying a condo, read on to learn a little more about this type of property and what ownership entails. Continue reading →

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Five Tips for Lowering Your Property Taxes

Posted on March 28, 2008 by Denay Trinidad

by Glenn Curtis

1. Request Your Property Tax Card and Study It
Few homeowners realize they can go down to the town hall and request to view (or receive a copy of) their property tax cards from the local assessor’s office. The tax card provides the homeowner with information the town has gathered about the property over time.The card includes information about the size of the lot, the precise dimensions of the rooms, and the number and type of fixtures located within the home. Other information may include a section on special features, or notations about any improvements that have been made. Continue reading →

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