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619.925.7087Mortgage Loans:
Your Home Loan is the First Step
If you are ready to take the step into Home Ownership, speaking with a lender is the next step. I have knowledgeable, trustworthy and ethical lenders who I recommend to my clients.
Are You Ready to Buy a Home?
If you are ready to buy a home, you may be wondering how much Home can you afford and what your payments will be per month for the house you want.
The first step is to speak with a lender before we even start looking for homes. A lender will run your credit and write a letter of Pre-Approval, which we will present with our offers. There are many different programs (loan types) and variables within those programs that can change your payment including interest only loans, adjustable rates, stated or full document loans.
High Rate on Your Loan? Re-Finance
With rates so low, you may be thinking how much does Refinancing really cost. You may be able to lower you monthly mortgage amount by $50-$100 per month at no cost, no fees. You can also lower your interest rate at a cost and save even more per month on your mortgage.